Fee table at key portfolio sizes (ISA · Funds)
| Portfolio | Barclays Smart Investor | Hargreaves Lansdown | Cheaper |
|---|
Monthly trading assumed. Verify fees at source before switching.
Features comparison
| Feature | Barclays Smart Investor | Hargreaves Lansdown |
|---|---|---|
| Invests in | Funds, Etfs, Shares, Investment_trusts, Bonds, Gilts | Funds, Etfs, Shares, Investment_trusts, Bonds, Gilts |
| Stocks & Shares ISA | ✓ | ✓ |
| SIPP | ✓ | ✓ |
| GIA | ✓ | ✓ |
| Lifetime ISA | ✗ | ✓ |
| Junior ISA | ✓ | ✓ |
| Flexible ISA | ✗ | ✗ |
| Fractional shares | ✗ | ✗ |
| Regular investing | ✓ | ✓ |
| Mobile app | ✓ | ✓ |
| FSCS protected | ✓ | ✓ |
| Founded | 1690 | 1981 |
| Assets under admin | — | £172bn |
Verdict
Fund investors who want zero annual cost with a full investment range — an unusual combination. Also suits investors who already bank with Barclays and want everything in one place. ETF and share investors pay £6/trade, making infrequent traders the best fit.
Investors who want the widest choice of funds, shares, and investment trusts under one roof. ETF and share investors benefit from the £150/yr ISA fee cap. The March 2026 fee cut improved competitiveness for fund investors too.
Use the calculator above to find the cheapest option for your specific portfolio size and investing style.
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Read our full reviews: Barclays Smart Investor review · Hargreaves Lansdown review
Don't want to choose? You can hold ISAs with both Barclays Smart Investor and Hargreaves Lansdown at the same time.