Fee table at key portfolio sizes (ISA · Funds)
| Portfolio | Barclays Smart Investor | Interactive Investor | Cheaper |
|---|
Monthly trading assumed. Verify fees at source before switching.
Features comparison
| Feature | Barclays Smart Investor | Interactive Investor |
|---|---|---|
| Invests in | Funds, Etfs, Shares, Investment_trusts, Bonds, Gilts | Funds, Etfs, Shares, Investment_trusts, Bonds, Gilts |
| Stocks & Shares ISA | ✓ | ✓ |
| SIPP | ✓ | ✓ |
| GIA | ✓ | ✓ |
| Junior ISA | ✓ | ✓ |
| Flexible ISA | ✗ | ✗ |
| Fractional shares | ✗ | ✗ |
| Regular investing | ✓ | ✓ |
| Mobile app | ✓ | ✓ |
| FSCS protected | ✓ | ✓ |
| Founded | 1690 | 1995 |
Verdict
Fund investors who want zero annual cost with a full investment range — an unusual combination. Also suits investors who already bank with Barclays and want everything in one place. ETF and share investors pay £6/trade, making infrequent traders the best fit.
Fund investors with portfolios above £27,500 where the flat Core fee of £71.88/yr beats percentage-based rivals. Excellent value above £50,000 where HL would charge £175/yr and above. Upgrade to Plus (£179.88/yr) needed for portfolios over £100,000.
Use the calculator above to find the cheapest option for your specific portfolio size and investing style.
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Read our full reviews: Barclays Smart Investor review · Interactive Investor review