Fee comparison

Fidelity vs Interactive Investor

Fidelity vs Interactive Investor: a £50k ETF ISA with monthly trades costs £180/yr with Fidelity and £120/yr with ii. Compare fees at your portfolio size, SIPP and flexible ISA.

💡 On a £50,000 Stocks & Shares ISA invested in ETFs with monthly trading, Fidelity costs £180/year and Interactive Investor costs £120/year — Interactive Investor is £60/year cheaper at this size. Use the calculator below for your exact portfolio size and asset mix.
Portfolio size
£50,000
£1k£500k
Account type
Investing in
💡
Annual cost across portfolio sizes
Your portfolio: £50,000

Fee table at key portfolio sizes (ISA · Funds)

PortfolioFidelityInteractive InvestorCheaper

Monthly trading assumed. Verify fees at source before switching.

Features comparison

FeatureFidelityInteractive Investor
Invests inFunds, Etfs, Shares, Investment_trustsFunds, Etfs, Shares, Investment_trusts, Bonds, Gilts
Stocks & Shares ISA✓✓
SIPP✓✓
GIA✓✓
Junior ISA✓✓
Flexible ISA✗✗
Transfer out feeFreeFree
Fractional shares✗✗
Regular investing✓✓
Mobile app✓✓
FSCS protected✓✓
Founded19691995

Verdict

Choose Fidelity if…

Fund investors who want a broad range of active and passive funds with no dealing charge. Same 0.35% as HL but without HL's £1.95 fund dealing fee, and 0.20% on the whole balance above £250,000. Junior ISAs have no service fee.

Choose Interactive Investor if…

Investors with portfolios above about £20,000, where the flat Core fee of £71.88/yr beats HL's 0.35%. Excellent value from £50,000, where HL charges £175/yr or more. Portfolios over £100,000 need the Plus plan (£179.88/yr), which is still far cheaper than percentage fees at that size.

Use the calculator above to find the cheapest option for your specific portfolio size and investing style.

Open Fidelity → Open Interactive Investor →

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Read our full reviews: Fidelity review · Interactive Investor review

Don't want to choose? You can hold ISAs with both Fidelity and Interactive Investor at the same time.

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