Fee table at key portfolio sizes (ISA · Funds)
| Portfolio | Freetrade | Hargreaves Lansdown | Cheaper |
|---|
Monthly trading assumed. Verify fees at source before switching.
Features comparison
| Feature | Freetrade | Hargreaves Lansdown |
|---|---|---|
| Invests in | Funds, Etfs, Shares | Funds, Etfs, Shares, Investment_trusts, Bonds, Gilts |
| Stocks & Shares ISA | ✓ | ✓ |
| SIPP | ✓ | ✓ |
| GIA | ✓ | ✓ |
| Lifetime ISA | ✗ | ✓ |
| Junior ISA | ✗ | ✓ |
| Flexible ISA | ✗ | ✗ |
| Fractional shares | ✓ | ✗ |
| Regular investing | ✓ | ✓ |
| Mobile app | ✓ | ✓ |
| FSCS protected | ✓ | ✓ |
| Founded | 2016 | 1981 |
| Assets under admin | — | £172bn |
Verdict
Cost-conscious investors who want commission-free trading across ETFs, shares, and now funds — all within an ISA at zero cost. The app-only experience suits mobile-first investors. Paid Standard (£59.88/yr) and Plus (£119.88/yr) plans offer lower FX fees and priority support.
Investors who want the widest choice of funds, shares, and investment trusts under one roof. ETF and share investors benefit from the £150/yr ISA fee cap. The March 2026 fee cut improved competitiveness for fund investors too.
Use the calculator above to find the cheapest option for your specific portfolio size and investing style.
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Read our full reviews: Freetrade review · Hargreaves Lansdown review