Portfolio size
£50,000
£1k£500k
Account type
Investing in
Annual cost across portfolio sizes
Your portfolio: £50,000
Fee table at key portfolio sizes (ISA · Funds)
| Portfolio | Freetrade | Hargreaves Lansdown | Cheaper |
|---|
Monthly trading assumed. Verify fees at source before switching.
Features comparison
| Feature | Freetrade | Hargreaves Lansdown |
|---|---|---|
| Invests in | Etfs, Shares | Funds, Etfs, Shares, Investment_trusts, Bonds, Gilts |
| Stocks & Shares ISA | ✓ | ✓ |
| SIPP | ✓ | ✓ |
| GIA | ✓ | ✓ |
| Lifetime ISA | ✗ | ✓ |
| Junior ISA | ✗ | ✓ |
| Flexible ISA | ✗ | ✗ |
| Fractional shares | ✓ | ✗ |
| Regular investing | ✓ | ✓ |
| Mobile app | ✓ | ✓ |
| FSCS protected | ✓ | ✓ |
| Founded | 2016 | 1981 |
| Assets under admin | — | £172bn |
Verdict
Choose Freetrade if…
Smaller-portfolio investors (under ~£20,000) who prefer paying a predictable flat fee of £71.88/yr for their ISA. Also suits those who want commission-free trading in a clean mobile-first experience.
Choose Hargreaves Lansdown if…
Investors who want the widest choice of funds, shares, and investment trusts — including access to active funds with no dealing charge. Also suits those who value HL's research tools and customer service track record.
Use the calculator above to find the cheapest option for your specific portfolio size and investing style.
Affiliate links — we may earn a commission at no cost to you. Rankings based on fees only.
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