Portfolio size
£50,000
£1k£500k
Account type
Investing in
Annual cost across portfolio sizes
Your portfolio: £50,000
Fee table at key portfolio sizes (ISA · Funds)
| Portfolio | Freetrade | InvestEngine | Cheaper |
|---|
Monthly trading assumed. Verify fees at source before switching.
Features comparison
| Feature | Freetrade | InvestEngine |
|---|---|---|
| Invests in | Etfs, Shares | Etfs |
| Stocks & Shares ISA | ✓ | ✓ |
| SIPP | ✓ | ✓ |
| GIA | ✓ | ✓ |
| Flexible ISA | ✗ | ✗ |
| Fractional shares | ✓ | ✓ |
| Regular investing | ✓ | ✓ |
| Mobile app | ✓ | ✓ |
| FSCS protected | ✓ | ✓ |
| Founded | 2016 | 2019 |
Verdict
Choose Freetrade if…
Smaller-portfolio investors (under ~£20,000) who prefer paying a predictable flat fee of £71.88/yr for their ISA. Also suits those who want commission-free trading in a clean mobile-first experience.
Choose InvestEngine if…
Passive investors who want to build a low-cost ETF portfolio and never pay a platform fee. Ideal if you're happy with index funds and ETFs and don't need access to active funds or individual shares.
Use the calculator above to find the cheapest option for your specific portfolio size and investing style.
Affiliate links — we may earn a commission at no cost to you. Rankings based on fees only.
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