ISA fees at key portfolio sizes
| Portfolio | Funds | ETFs | Shares |
|---|
Monthly trading assumed. Verify at AJ Bell
Accounts & features
| Stocks & Shares ISA | ✓ |
| SIPP | ✓ |
| GIA | ✓ |
| Junior ISA | ✓ |
| Flexible ISA | ✗ |
| Fractional shares | ✗ |
| Regular investing | ✓ |
| Mobile app | ✓ |
| FSCS protected | ✓ (up to £85,000) |
Overview
AJ Bell is one of the UK’s largest investment platforms and a FTSE 250 company. It occupies a middle ground between the premium service of Hargreaves Lansdown and the low-cost model of flat-fee platforms — offering a broad investment range at percentage-based fees, with important caps for shares and ETF investors.
The capped fee advantage
The key feature of AJ Bell’s pricing is the monthly cap on shares and ETFs in an ISA: £3.50/month, or £42/year. This makes it extremely competitive for investors who hold primarily ETFs or shares rather than funds.
Funds are charged at 0.25% with no cap, which is cheaper than HL but more expensive than Vanguard or InvestEngine for passive investing.
Who is AJ Bell best for?
- ETF and share investors who benefit from the low annual cap
- Investors wanting full range at below-HL pricing
- Investors looking for a reputable, listed company with strong FSCS protection
Verdict
AJ Bell is a strong choice for ETF investors where the £42/year cap significantly undercuts both HL and percentage-based alternatives. For funds investors, compare against Vanguard and ii depending on portfolio size.
Open a AJ Bell ISA
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