ISA fees at key portfolio sizes
| Portfolio | Funds | ETFs | Shares |
|---|
Monthly trading assumed. Verify at Trading 212
Accounts & features
| Stocks & Shares ISA | ✓ |
| SIPP | ✗ |
| GIA | ✓ |
| Flexible ISA | ✓ |
| Fractional shares | ✓ |
| Regular investing | ✓ |
| Mobile app | ✓ |
| FSCS protected | ✓ (up to £85,000) |
Overview
Trading 212 is a commission-free trading platform offering stocks, ETFs, and fractional shares at zero cost. Their Stocks & Shares ISA charges no platform fee and no dealing fees, with the additional advantage of being a flexible ISA.
The flexible ISA advantage
Unlike most ISAs, Trading 212’s ISA is flexible — meaning you can withdraw money and replace it within the same tax year without it counting against your annual allowance. This is a useful feature for investors who may need to access funds temporarily.
Who is Trading 212 best for?
- ETF and share investors who want zero fees
- Investors wanting fractional shares to invest in high-value stocks
- Flexible ISA users who may need to access funds
Limitations
- No SIPP available
- No funds — ETFs and shares only
- The platform’s origins as a CFD broker may concern some investors (though the ISA is separate)
- Less focused on long-term passive investing than InvestEngine or Vanguard
Verdict
Trading 212 is a solid zero-fee option, particularly for investors who want both ETFs and individual shares, or who value the flexible ISA feature. Compare against InvestEngine if you’re a pure ETF investor — both are free, but InvestEngine has a more investing-focused interface.
Open a Trading 212 ISA
Open account at Trading 212 →Affiliate link — we may earn a commission. Capital at risk.